:root{--navy:#0b1d39;--navy-2:#132b51;--gold:#c9a34a;--gold-2:#efd48f;--white:#fff;--ice:#f4f7fb;--ink:#182236;--muted:#5c6677;--line:#dce3ec;--shadow:0 24px 70px rgba(7,22,45,.14)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;color:var(--ink);background:#fff;font-family:"DM Sans",sans-serif;font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{color:inherit}button,a{-webkit-tap-highlight-color:transparent}.shell{width:min(1160px,calc(100% - 40px));margin-inline:auto}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;z-index:1000;left:16px;top:-100px;background:#fff;color:var(--navy);padding:12px 18px;border-radius:4px}.skip-link:focus{top:12px}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(11,29,57,.09)}.nav-wrap{height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none}.brand-mark{width:42px;height:42px;border:1px solid var(--gold);display:grid;place-items:center;color:var(--navy);font-family:"Libre Baskerville",serif;font-weight:700;position:relative}.brand-mark:after{content:"";position:absolute;inset:4px;border:1px solid rgba(201,163,74,.42)}.brand strong,.brand small{display:block}.brand strong{font-family:"Libre Baskerville",serif;color:var(--navy);font-size:15px;line-height:1.2}.brand small{font-size:10px;color:var(--muted);text-transform:uppercase;letter-spacing:.08em;margin-top:4px}nav{display:flex;align-items:center;gap:26px}nav a{font-size:14px;font-weight:600;text-decoration:none;color:#26334a;transition:.2s}nav>a:not(.nav-apply):hover,nav>a:not(.nav-apply):focus{color:var(--gold)}.nav-apply{background:var(--navy);color:#fff;padding:12px 17px;border:1px solid var(--navy);box-shadow:inset 0 0 0 0 var(--gold);transition:color .25s,box-shadow .25s,border-color .25s}.nav-apply:hover,.nav-apply:focus{color:var(--navy);border-color:var(--gold);box-shadow:inset 220px 0 0 0 var(--gold)}.menu-toggle{display:none;background:none;border:0;padding:8px}.menu-toggle span:not(.sr-only){display:block;width:24px;height:2px;background:var(--navy);margin:5px}
.hero{position:relative;overflow:hidden;background:linear-gradient(130deg,#f8fafc 0%,#fff 55%,#eef3f9 100%)}.hero:before{content:"";position:absolute;width:560px;height:560px;border-radius:50%;background:radial-gradient(circle,rgba(201,163,74,.15),transparent 68%);right:-160px;top:-230px}.hero-motion{position:absolute;inset:0;overflow:hidden;pointer-events:none}.hero-motion i{position:absolute;width:1px;height:150%;background:linear-gradient(transparent,rgba(201,163,74,.38),transparent);transform:rotate(32deg);animation:drift 13s linear infinite}.hero-motion i:nth-child(1){left:12%;top:-40%;animation-delay:-2s}.hero-motion i:nth-child(2){left:52%;top:-50%;animation-delay:-8s}.hero-motion i:nth-child(3){right:8%;top:-45%;animation-delay:-5s}@keyframes drift{to{transform:translate3d(120px,160px,0) rotate(32deg)}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;animation:none!important;transition:none!important}}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.12fr .88fr;gap:70px;align-items:center;padding-block:76px 84px}.eyebrow{margin:0 0 18px;text-transform:uppercase;letter-spacing:.16em;font-size:12px;font-weight:700;color:#9b7526}.hero h1,.section h2,.final-cta h2{font-family:"Libre Baskerville",serif;color:var(--navy);font-weight:400;line-height:1.13;letter-spacing:-.035em}.hero h1{font-size:clamp(46px,6vw,76px);margin:0 0 24px}.hero h1 em{color:#a77d25;font-style:normal}.hero-lead{font-size:19px;line-height:1.65;max-width:650px;color:#465267;margin:0 0 30px}.hero-actions{display:flex;flex-wrap:wrap;gap:13px}.button{min-height:51px;display:inline-flex;align-items:center;justify-content:center;gap:16px;padding:13px 22px;border:1px solid transparent;font-size:14px;font-weight:700;text-decoration:none;transition:.25s;position:relative;overflow:hidden}.button-gold{background:var(--gold);color:var(--navy);border-color:var(--gold);box-shadow:0 10px 30px rgba(165,125,37,.18)}.button-gold:hover,.button-gold:focus{background:var(--navy);border-color:var(--navy);color:#fff;transform:translateY(-2px);box-shadow:0 16px 36px rgba(11,29,57,.24)}.button-ghost{background:#fff;border-color:#cbd4df;color:var(--navy)}.button-ghost:hover,.button-ghost:focus{border-color:var(--gold);color:#8b671d}.microcopy{font-size:12px;color:#687386;margin:15px 0 0}.microcopy span{color:#8b671d;font-weight:700}.portrait-frame{position:relative;padding:14px;border:1px solid rgba(201,163,74,.62);background:#fff;box-shadow:var(--shadow)}.portrait-frame:before{content:"";position:absolute;inset:-12px 12px 12px -12px;border:1px solid rgba(11,29,57,.17);z-index:-1}.portrait-frame img{width:100%;aspect-ratio:1/1.06;object-fit:cover;object-position:center 25%}.portrait-tag{position:absolute;left:34px;right:34px;bottom:30px;background:rgba(11,29,57,.92);color:#fff;padding:14px 17px;backdrop-filter:blur(8px)}.portrait-tag span,.portrait-tag small{display:block}.portrait-tag span{font-family:"Libre Baskerville",serif}.portrait-tag small{color:#dbe2ec;margin-top:3px;font-size:11px}.vet-seal{position:absolute;right:-28px;top:35px;background:var(--gold);color:var(--navy);width:108px;height:108px;border-radius:50%;display:flex;align-items:center;justify-content:center;gap:7px;box-shadow:0 12px 35px rgba(11,29,57,.2);border:5px solid #fff}.vet-seal b{font-family:"Libre Baskerville",serif;font-size:21px;border-right:1px solid rgba(11,29,57,.3);padding-right:6px}.vet-seal span{font-size:8px;font-weight:700;line-height:1.45;text-transform:uppercase;letter-spacing:.04em}.trust-strip{position:relative;z-index:2;background:var(--navy);color:#fff}.stat-grid{display:grid;grid-template-columns:repeat(4,1fr);padding-block:25px}.stat-grid div{padding-inline:25px;border-right:1px solid rgba(255,255,255,.15)}.stat-grid div:first-child{padding-left:0}.stat-grid div:last-child{border:0}.stat-grid strong{font-family:"Libre Baskerville",serif;color:var(--gold-2);display:block;font-size:21px}.stat-grid span{display:block;color:#d1d8e3;font-size:11px;margin-top:3px}
.section{padding:108px 0}.split{display:grid;grid-template-columns:.92fr 1.08fr;gap:100px}.section-heading h2{font-size:clamp(34px,4vw,53px);margin:0}.about-photo{position:relative;margin:38px 0 0;padding:10px;background:#fff;border:1px solid rgba(201,163,74,.65);box-shadow:0 18px 48px rgba(7,22,45,.12)}.about-photo:before{content:"";position:absolute;inset:-9px 9px 9px -9px;border:1px solid rgba(11,29,57,.16);z-index:-1}.about-photo img{width:100%;height:auto;object-fit:contain}.body-copy>p:first-child{font-size:19px;color:#303d52;margin-top:0}.body-copy p{color:var(--muted)}blockquote{margin:38px 0 28px;border-left:3px solid var(--gold);padding:4px 0 4px 25px;font-family:"Libre Baskerville",serif;font-size:21px;line-height:1.55;color:var(--navy)}.credential-line{display:flex;gap:12px;flex-wrap:wrap}.credential-line span{border:1px solid var(--line);padding:6px 12px;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:#4e5b6e}.dark-section{background:var(--navy);color:#fff;position:relative;overflow:hidden}.dark-section:after{content:"";position:absolute;width:500px;height:500px;border:1px solid rgba(201,163,74,.13);border-radius:50%;right:-260px;top:80px}.centered{text-align:center;max-width:760px;margin:0 auto 55px}.dark-section .section-heading h2,.dark-section h3{color:#fff}.section-heading>p:last-child{color:#687386;font-size:18px}.dark-section .section-heading>p:last-child{color:#c5cedb}.loan-grid{position:relative;z-index:1;display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid rgba(255,255,255,.15);border-left:1px solid rgba(255,255,255,.15)}.loan-card{min-height:250px;padding:32px;border-right:1px solid rgba(255,255,255,.15);border-bottom:1px solid rgba(255,255,255,.15);transition:.25s}.loan-card:hover{background:rgba(255,255,255,.055);transform:translateY(-4px)}.loan-num{display:block;color:var(--gold);font-size:11px;font-weight:700;letter-spacing:.15em}.loan-card h3{font-family:"Libre Baskerville",serif;font-size:23px;margin:28px 0 10px}.loan-card p{color:#c7d0dc;margin:0;font-size:15px}.section-disclaimer{position:relative;z-index:1;font-size:11px;color:#9eabbc;margin:25px 0 0;text-align:center}
.process{background:var(--ice)}.process-heading{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:55px}.process-heading h2{max-width:650px}.process-list{list-style:none;margin:0;padding:0;border-top:1px solid #cfd8e3}.process-list li{display:grid;grid-template-columns:90px 1fr;gap:20px;border-bottom:1px solid #cfd8e3;padding:27px 5px}.process-list li>span{font-family:"Libre Baskerville",serif;color:#9c7628;font-size:14px}.process-list h3{font-family:"Libre Baskerville",serif;color:var(--navy);font-size:23px;margin:0 0 5px}.process-list p{color:#657083;margin:0;max-width:760px}.process-cta{margin-top:55px;background:#fff;border-left:5px solid var(--gold);padding:30px 34px;display:flex;align-items:center;justify-content:space-between;gap:30px;box-shadow:0 14px 40px rgba(11,29,57,.07)}.process-cta .eyebrow{margin-bottom:7px}.process-cta h3{font-family:"Libre Baskerville",serif;color:var(--navy);font-size:26px;margin:0}
.value-section{padding:0;background:#fff}.value-grid{display:grid;grid-template-columns:.85fr 1.15fr;min-height:570px}.value-statement{background:var(--gold);padding:80px 65px;display:flex;flex-direction:column;justify-content:center;position:relative}.value-statement:after{content:"";position:absolute;inset:20px;border:1px solid rgba(11,29,57,.22)}.value-statement .eyebrow{color:var(--navy)}.value-statement h2{font-size:48px;position:relative;z-index:1}.value-statement p{font-size:18px;color:#303b50;position:relative;z-index:1}.value-points{padding:65px;display:flex;flex-direction:column;justify-content:center}.value-points article{display:grid;grid-template-columns:55px 1fr;gap:25px;padding:23px 0;border-bottom:1px solid var(--line)}.value-points article:last-child{border:0}.value-points b{width:50px;height:50px;display:grid;place-items:center;border:1px solid var(--gold);font-family:"Libre Baskerville",serif;color:var(--navy);font-size:22px}.value-points h3{font-family:"Libre Baskerville",serif;color:var(--navy);font-size:22px;margin:0 0 6px}.value-points p{color:var(--muted);margin:0}
.reviews-section{background:var(--ice)}.reviews-head{display:flex;align-items:end;justify-content:space-between;gap:45px;margin-bottom:48px}.reviews-head h2{font-size:clamp(36px,4.6vw,58px);margin:0}.google-rating{display:flex;align-items:center;gap:15px;min-width:245px;padding:16px 20px;background:#fff;border:1px solid var(--line);box-shadow:0 12px 34px rgba(11,29,57,.07)}.google-g{width:46px;height:46px;border-radius:50%;display:grid;place-items:center;background:#fff;border:1px solid #dfe4eb;color:#4285f4;font-size:25px;font-weight:700}.google-rating>div{display:grid;grid-template-columns:auto 1fr;column-gap:10px;align-items:center}.google-rating strong{font-family:"Libre Baskerville",serif;color:var(--navy);font-size:24px}.google-rating .stars{color:#e3ad28;font-size:14px;letter-spacing:1px}.google-rating small{grid-column:1/-1;color:var(--muted);font-size:11px}.review-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.review-card{background:#fff;border:1px solid var(--line);padding:32px;min-height:270px;display:flex;flex-direction:column;justify-content:space-between;box-shadow:0 14px 36px rgba(11,29,57,.055);transition:.25s}.review-card:hover{transform:translateY(-5px);border-color:rgba(201,163,74,.8);box-shadow:0 22px 45px rgba(11,29,57,.1)}.review-stars{color:#dca51f;letter-spacing:3px;font-size:16px}.review-card blockquote{border:0;padding:0;margin:28px 0;font-size:22px}.review-card footer{background:transparent;padding:0;color:var(--ink);display:flex;align-items:center;gap:12px}.review-avatar{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:var(--gold-2);font-weight:700}.review-card footer strong,.review-card footer small{display:block}.review-card footer strong{font-size:13px}.review-card footer small{font-size:11px;color:var(--muted);margin-top:2px}.reviews-actions{display:flex;align-items:center;justify-content:space-between;gap:30px;margin-top:32px}.reviews-actions>p{font-size:11px;color:#778193;max-width:390px;margin:0}.reviews-actions>div{display:flex;gap:10px}
.learn .section-heading{max-width:700px;margin-bottom:45px}.video-grid{display:grid;grid-template-columns:1.18fr .82fr;gap:50px;align-items:center}.video-frame{aspect-ratio:16/9;background:var(--navy);box-shadow:var(--shadow);padding:10px}.video-frame iframe{border:0;width:100%;height:100%;display:block}.video-copy h3{font-family:"Libre Baskerville",serif;color:var(--navy);font-size:31px;line-height:1.3;margin:0 0 18px}.video-copy>p:not(.eyebrow){color:var(--muted)}.text-link{display:inline-flex;gap:10px;text-decoration:none;font-weight:700;color:#90691a;border-bottom:1px solid var(--gold);padding-bottom:4px}.watch-next{margin-top:32px;border-top:1px solid var(--line)}.watch-next a{display:block;text-decoration:none;padding:15px 0;border-bottom:1px solid var(--line);font-size:14px;font-weight:600;color:var(--navy)}.watch-next span{display:block;color:#9b7526;font-size:10px;text-transform:uppercase;letter-spacing:.12em;margin-bottom:4px}
.faq{background:#f7f9fc}.faq-grid{display:grid;grid-template-columns:.78fr 1.22fr;gap:90px}.faq .section-heading{position:sticky;top:130px;align-self:start}.faq .section-heading>p:last-of-type{font-size:16px;margin-bottom:25px}.button-navy{background:var(--navy);color:#fff}.button-navy:hover,.button-navy:focus{background:var(--gold);color:var(--navy)}details{border-bottom:1px solid #cfd7e1}summary{list-style:none;cursor:pointer;padding:24px 0;font-family:"Libre Baskerville",serif;color:var(--navy);font-size:19px;display:flex;justify-content:space-between;gap:20px}summary::-webkit-details-marker{display:none}summary span{color:#9a7324;font-family:"DM Sans",sans-serif;font-size:25px;transition:.2s}details[open] summary span{transform:rotate(45deg)}details p{margin:0 0 25px;color:var(--muted);max-width:680px}.final-cta{text-align:center;background:var(--navy);color:#fff;padding:95px 0;position:relative;overflow:hidden}.final-cta:before,.final-cta:after{content:"";position:absolute;width:320px;height:320px;border:1px solid rgba(201,163,74,.18);border-radius:50%}.final-cta:before{left:-180px;top:-150px}.final-cta:after{right:-140px;bottom:-180px}.final-cta .shell{position:relative;z-index:1;max-width:850px}.final-cta h2{color:#fff;font-size:clamp(39px,5vw,62px);margin:0 0 20px}.final-cta>div>p:not(.eyebrow){color:#cbd4e0;font-size:18px}.centered-actions{justify-content:center;margin-top:28px}.button-light{border-color:rgba(255,255,255,.35);color:#fff}.button-light:hover,.button-light:focus{background:#fff;color:var(--navy)}
footer{background:#07162d;color:#c4cedc}.footer-main{display:grid;grid-template-columns:1.6fr 1.05fr .65fr .9fr;gap:55px;padding-block:60px}.brand-light .brand-mark{color:#fff}.brand-light strong{color:#fff}.brand-light small{color:#aeb9c8}.footer-brand p{max-width:330px;font-size:14px}.footer-main h2{color:var(--gold-2);font-size:11px;text-transform:uppercase;letter-spacing:.14em;margin:0 0 18px}.footer-main>div:not(.footer-brand) a,.footer-main>div:not(.footer-brand) span{display:block;font-size:13px;color:#c4cedc;text-decoration:none;margin:8px 0;overflow-wrap:anywhere}.footer-main a:hover{color:var(--gold-2)}.compliance{border-top:1px solid rgba(255,255,255,.12);padding-block:34px;display:grid;grid-template-columns:180px 1fr;gap:45px;align-items:start}.compliance img{width:165px;background:#fff;padding:11px}.compliance p{font-size:10px;line-height:1.65;margin:0 0 10px;color:#9eaabc}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:16px 0;font-size:11px;color:#8592a5}.footer-bottom .shell{display:flex;justify-content:space-between}.mobile-cta{display:none}.reveal{opacity:0;transform:translateY(16px);transition:opacity .65s ease,transform .65s ease}.reveal.visible{opacity:1;transform:none}
@media(max-width:960px){nav{position:fixed;inset:82px 0 auto;background:#fff;padding:22px 20px 30px;display:none;flex-direction:column;align-items:stretch;gap:0;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}nav.open{display:flex}nav a{padding:12px}.nav-apply{text-align:center;margin-top:10px}.menu-toggle{display:block}.hero-grid{grid-template-columns:1fr .8fr;gap:35px}.hero h1{font-size:48px}.stat-grid{grid-template-columns:repeat(2,1fr);gap:20px}.stat-grid div:nth-child(2){border:0}.split{gap:50px}.loan-grid{grid-template-columns:repeat(2,1fr)}.value-grid{width:100%;grid-template-columns:1fr 1fr}.value-statement,.value-points{padding:55px 40px}.review-grid{grid-template-columns:1fr 1fr}.review-card:last-child{grid-column:1/-1}.video-grid{grid-template-columns:1fr}.faq-grid{gap:50px}.footer-main{grid-template-columns:1.5fr 1fr 1fr}.footer-main>div:last-child{grid-column:2}}
@media(max-width:720px){.shell{width:min(100% - 28px,1160px)}.site-header .shell{width:calc(100% - 24px)}.nav-wrap{height:72px}.brand strong{font-size:13px}.brand small{font-size:8px}.brand-mark{width:38px;height:38px}nav{inset:72px 0 auto}.hero-grid{grid-template-columns:1fr;padding-block:55px 70px}.hero-copy{order:1}.hero-portrait{order:2;max-width:440px;margin:auto}.hero h1{font-size:clamp(40px,12vw,56px)}.hero-lead{font-size:17px}.hero-actions .button{width:100%}.vet-seal{right:-8px}.stat-grid{grid-template-columns:1fr 1fr;padding-block:22px;gap:18px}.stat-grid div{padding:0 12px;border:0}.stat-grid strong{font-size:18px}.section{padding:75px 0}.split,.faq-grid{grid-template-columns:1fr;gap:38px}.section-heading h2{font-size:36px}.body-copy>p:first-child{font-size:17px}.loan-grid{grid-template-columns:1fr}.loan-card{min-height:0}.process-heading{display:block}.process-list li{grid-template-columns:48px 1fr;gap:10px;padding:23px 0}.process-cta{align-items:stretch;flex-direction:column;padding:25px}.value-grid{display:block}.value-statement{padding:70px 35px}.value-statement h2{font-size:40px}.value-points{padding:45px 25px}.reviews-head{align-items:flex-start;flex-direction:column}.google-rating{width:100%}.review-grid{grid-template-columns:1fr}.review-card:last-child{grid-column:auto}.reviews-actions{align-items:stretch;flex-direction:column}.reviews-actions>div{flex-direction:column}.reviews-actions .button{width:100%}.video-copy h3{font-size:27px}.faq .section-heading{position:static}.footer-main{grid-template-columns:1fr 1fr;gap:35px}.footer-brand{grid-column:1/-1}.footer-main>div:last-child{grid-column:auto}.compliance{grid-template-columns:1fr;gap:22px}.footer-bottom .shell{display:block;text-align:center}.footer-bottom span{display:block;margin:4px}.mobile-cta{display:block;position:fixed;z-index:90;left:12px;right:12px;bottom:12px}.mobile-cta a{display:flex;justify-content:space-between;align-items:center;background:var(--gold);color:var(--navy);text-decoration:none;font-weight:700;padding:14px 20px;box-shadow:0 10px 30px rgba(0,0,0,.24)}body{padding-bottom:72px}}
@media(max-width:420px){.stat-grid{grid-template-columns:1fr}.stat-grid div{text-align:center}.footer-main{grid-template-columns:1fr}.footer-main>div:last-child{grid-column:auto}.portrait-tag{left:24px;right:24px;bottom:24px}}